Taylor married football agent Dave Gardner in July, 2003. David Beckham was best man, while Taylor's bridesmaid was Jenny Frost of Atomic Kitten. Sister Sledge performed at the reception, and Gardner gave his new bride gifts that included a £40,000 engagement ring and a £89,000 Mercedes-Benz.
Since giving up acting around the same time as her marriage in 2003, Taylor has become frequently been featured in the British tabloid press, as part of the Primrose Hill set with Sadie Frost (actress and ex-wife of Jude Law), and supermodel Kate Moss. Moss's boyfriend Pete Doherty was photographed smoking cocaine on Taylor's father's yacht in Summer 2005. In September 2005, Taylor booked into rehab suffering from "acute depression", after tabloids reported that Taylor had slept with Frost's boyfriend Barry Smith. Taylor and Gardner
separated for a third time in 2005, but soon got back together.
After the couple had IVF treatment, Taylor gave birth to a son named Grey on 25 June 2007 at London's Portland Hospital. She and Gardner divorced in 2010, with Gardner gaining custody over their son. Shortly afterwards, Taylor gave an interview in which she talked about her problems with alcohol addiction and bi-polar disorder